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Google Wallet to
pocket the cash?
Conveniently leaving
your wallet at home might no longer be sufficient
excuse not to pay the dinner bill. Thanks to a new
Google app, you may soon need to leave your phone
behind too. |
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Google is
aiming to revolutionise the way we make cash transactions with
Google Wallet, a new smartphone app that allows the user to pay via
their phone.
So could this new concept, which is currently only available on the
Nexus S 4G Android phone, really catch on? According to the
Internet giant, the process could not be simpler. When you arrive at
the checkout, simply reach for your smartphone, unlock it, launch
the app, enter your PIN code and swipe the phone against the pay
point.
The technology employed is known as NFC (near-filed communications)
which, having entered and stored your credit or debit information,
allows your phone to wirelessly debit the payment from your account.
Safety in numbers |
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Of course, many have already raised concerns regarding
security. Change is often treated with trepidation, and
never more so than when it concerns the way personal data is
stored and processed. But industry experts have commented
that much of the responsibility will lie in the user's own
hands. |
“It's hard to imagine that all users are going to choose a
PIN code for their Google Wallet which is hard to crack.”
Graham Cluley
Security expert
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“It's hard
to imagine that all users are going to choose a PIN code for their
Google Wallet which is hard to crack,” says Graham Cluley, writing
for Sophos.com, “let alone different from the one which they should
be using to protect all the rest of their smartphone.”
Indeed, with 1234 cited as the password most frequently chosen by
users, he may have a point.
Don’t consign your wallet to the recycle bin just yet
Whilst
Google might tell you this app is the future consumer payment method
of choice, it may be some time before it becomes the accepted norm.
At present the Nexus S 4G is the only device to support this app and
it may be a while before pay point installation in stores becomes
mainstream.
Please let us know what you think. Are you a payment pioneer or are
you still resisting the move to Chip and PIN?
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Delta Comtech Ltd
Artillery House, Heapy Street
Macclesfield, Cheshire, SK11 7JB |
Tel:
0870 2200567
info@delta-comtech.co.uk |
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